Thank you for your decision to apply with Northeast Equitable Mortgage and for trusting us with financing your home. As your mortgage professional, we will give you the personalized attention that you deserve to ensure that you find the right home financing and we will make your process as easy as possible.
Please follow the “Quick Start Loan Process” below to get started with your home financing.
1) Click Here or the image above to get started with your online mortgage application. You can contact us if you would like to schedule an application in person or over the phone.
2) Below is a list of documents that are required when you apply for a mortgage. However, every situation is unique and you may be required to provide additional documentation. So, if you are asked for more information, be cooperative and provide the information requested as soon as possible. It will help speed up the application process. Please provide the required scanned documents and information needed to start your application. It will help speed up your application process.
* APPLICATION CHECKLIST *
Identity and Income Verification
_ 2 forms of ID, (one to include a Government-issued photo ID)
_ Paystubs covering the last 30 days, W-2 forms and tax returns for the past two years
_ If you are self-employed: profit and loss statements and tax returns for current year and previous two years
_ Work visa or green card (copy front & back)
_ Most recent 2 months bank statements for all accounts listed on the application (include all and any blank pages)
_ Most recent 2 months or quarterly retirement statements (401k, IRA, 403b, etc.)
_ Source of funds documentation for any large deposits on asset or bank statements
_ Is this a home purchase or refinance. If a purchase, what is the scheduled closing date?
_ Is this a Condo or Pud?
_ Judicial decree or court order for each obligation due to legal action
_ Bankruptcy/discharge papers for any bankruptcies on credit history
_ Written explanation if employed less than two years or an employment gap exists within the last two years
_ Homeowner’s insurance information, including agent’s name and phone number
_ Home purchasing address and contract signed by all parties